Privacy Policy
1. Introduction and Scope
This Privacy Policy explains how Norivaxelun handles personal data in connection with the operation of this informational website. The website provides general information about daily expense tracking and family finance habits in a household context. It does not provide paid services, account registration, subscription functions, or payment processing. Personal data is not required for ordinary browsing of the site. Personal data may be processed only where a visitor chooses to contact the website or where technical data is generated through normal website operation. This policy applies to collection, use, disclosure, storage, retention, and protection of personal data handled by the website operator. It also explains how requests relating to access, correction, or withdrawal of consent may be addressed. The policy is intended to present this information in a clear and structured form for users in Singapore.
2. Categories of Personal Data
The categories of personal data collected depend on the way a visitor interacts with the website. If a visitor uses the optional contact form, the website may collect the visitor’s name, email address, subject line, and message content. If a visitor sends an email directly, the website may collect the email address and any information included in that message. Technical information may also be processed, such as IP address, browser type, device information, operating system, language setting, referring page, timestamps, and server logs. In some cases, cookies or similar technical identifiers may also be associated with website activity. The website asks users not to include unnecessary sensitive or detailed personal information in open text fields. The data requested through the contact form is limited to what is needed to identify the sender and respond to the message. This approach supports the principle of data minimisation in relation to the website’s limited informational purpose.
3. Purposes of Collection, Use, and Disclosure
Personal data is collected, used, and disclosed only for relevant and limited purposes connected with the operation of the website. These purposes may include responding to enquiries, maintaining communication records, reviewing technical issues, protecting site security, managing system administration, and preventing misuse of the contact function. Personal data may also be used where necessary to maintain internal administrative records relating to website operation. Technical data may be used to review how the website functions across devices and browsers. The website does not use personal data to create behavioural profiles based on interaction with video advertisements. It does not use personal data for personalised advertising where such processing is not part of the site’s operation. It does not collect personal data for sale, lead generation, or subscription marketing. Each use of data is intended to remain connected to a stated and relevant operational purpose.
4. Consent, Notification, and Choice
Where required by applicable law, personal data is collected, used, or disclosed with the individual’s consent or on another basis permitted under Singapore law. When a visitor uses the contact form, the visitor is asked to confirm consent through a checkbox linked to the stated purpose of responding to the message. The website provides notice of the basic reason for collecting the information requested in that form. Use of the website itself remains possible without providing personal data through the form. A visitor may decide not to submit a contact request and may continue to access the informational pages without doing so. Where consent is relied on, the website seeks to ensure that the request for consent is connected to a clear and limited purpose. The website also seeks to avoid collecting data that is not relevant to that purpose. This supports transparency and purpose limitation in the handling of personal data.
5. Data of Children and Young Persons
This website is informational and may be accessed by a general audience. It is not designed as a children’s service and does not intentionally request personal data from children as a condition of use. If a minor submits personal data through the optional contact form, the website will handle that data only for the purpose of responding to the message or managing related communication. Where valid consent is required, the ability of the individual to understand the nature and consequences of consent should be taken into account. If that level of understanding is not present, consent should be given by a parent or legal guardian. For children below 13 years of age, parental or guardian involvement is generally expected. For individuals aged 13 to 17, consent may be relied upon where the individual is capable of understanding the relevant circumstances and implications. The website does not knowingly use minors’ data for profiling or personalised promotional activity.
6. Disclosure, Service Providers, and Overseas Transfers
Personal data may be disclosed to third parties only where this is relevant to operating the website and handling permitted communications. This may include website hosting providers, email service providers, cloud infrastructure providers, analytics providers, or technical support providers. Any such disclosure is limited to the extent reasonably required for the relevant function. The website may also disclose data where necessary for security review, fraud prevention, or compliance with applicable legal and operational requirements. Some service providers may process data outside Singapore. Where this occurs, reasonable steps are taken to ensure that the data transferred receives a standard of protection comparable to that required under Singapore law. Such steps may include contractual protections, restricted access measures, and internal controls relating to data handling. The website does not disclose personal data for unrelated commercial use.
7. Retention, Security, and Accuracy
Personal data is retained only for as long as it is needed for the relevant purpose or for related legal and operational reasons. Contact messages may be retained for a limited administrative period so that correspondence can be reviewed and managed if follow-up is required. Technical logs may also be retained for security, maintenance, and system monitoring purposes. When data is no longer needed, the website seeks to delete it, anonymise it, or otherwise dispose of it in a reasonable manner. The website uses reasonable security arrangements to protect personal data against unauthorised access, collection, use, disclosure, copying, modification, or disposal. These measures may include access controls, secure storage, administrative restrictions, and technical safeguards appropriate to the nature of the website. The website also seeks to keep personal data reasonably accurate and complete where accuracy is relevant to the purpose of use. Visitors may assist this process by sending corrected information where needed.
8. Access, Correction, Withdrawal, and Policy Updates
Subject to applicable law, an individual may request access to personal data held by the website and information about how that data has been used or disclosed within a period permitted by law. An individual may also request correction of personal data that is inaccurate or incomplete. Where consent is the basis for handling data, an individual may withdraw consent by providing reasonable notice through the contact details listed above. After a withdrawal request is processed, the website will stop collecting, using, or disclosing the relevant personal data for that purpose unless continued handling is permitted or required by law. Withdrawal does not affect processing that took place before the withdrawal request was received and processed. The website may request enough information to verify the identity of the person making a request before acting on it. This policy may be updated from time to time to reflect changes to the website or its data handling practices. The date at the top of this page indicates the latest version of the policy.
For more information, please use the contact details provided above.
“The content on this site is provided for informational purposes only and does not constitute a recommendation, advice, or professional guidance.”
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